Critical Illness insurance will pay you a sum of money on diagnosis of certain serious medical conditions e.g. heart attack, stroke, cancer. Whilst thousands of people are being newly diagnosed with serious conditions, modern medical treatments have meant improvements in survival and recovery rates.

However, you may be unable to work during your treatment period yet the bills still keep on coming. Your partner may be forced to take time off from work to look after you. How will you survive?

A critical illness insurance policy could be the ideal solution. A lump sum will alleviate the worry of your medical condition and you can concentrate on following your doctor's orders.

Other uses for your payout on a critical illness policy could be the ability to take a holiday or to go away for recuperation in warmer climes. Or, you might need to move house to cope with a disability. Maybe your house might need some form of modification such as a stair lift or wider doors to accommodate a wheelchair. Extra money in times of trouble is always welcome and critical illness insurance is ideal for these possible circumstances.

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